We define a new build as a property that was built in the last 24 months based on the completion certificate.
The maximum loan to value is 75% and the maximum loan size is £750k.
The maximum loan to value is 90% for houses & 85% for flats and the maximum loan size is £2 million.
We require a physical valuation on all new build applications.
New build properties or properties built in the last 10 years will need to have an acceptable warranty.
What new home warranty schemes do we accept?
- Aedis Warranties Ltd
- Ark Insurance
- Build Assure
- Build Life Plans
- Build Zone
- Checkmate / Castle 10
- Global Home Warranties
- One Guarantee
- Premier Guarantee
- Q Assure
- Zurich Municipal
We can also consider a professional consultant certificates.