Currently, you are able to have up to 3 mortgages with us with a total borrowed amount of no more than £3million. We will be able to lend to you as long as you don't already have 4 or more mortgaged buy-to-let properties.
You can apply for a mortgage with us as many times as you want. However, the volume of applications will have no effect on our assessment of each application individually.
Each application should not affect your credit rating unless you go through the full process multiple times. You will be notified and asked to confirm acceptance before the full credit check is run.
Too many hard credit checks can have an adverse effect on your credit rating which may hurt your chances of getting a mortgage later with ourselves or another lender.
If you feel you are being wrongly rejected towards the beginning of the application process, please make sure you are submitting correct and up-to-date information. Alternately, please feel free to get in touch with a member of our team so that we can help you through the process.