- For Residential application's we only accept one application at a time.
- You can apply for more than one BTL at a time.
- Currently, we have a maximum portfolio of 20 BTL's with us with a total borrowed amount of no more than £3million.
- You can apply in both individual names or as a limited company.
- You can apply for a mortgage with us as many times as you want. However, the volume of applications will have no effect on our assessment of each application individually.
- Each application should not affect your credit rating unless you go through the full process multiple times. You will be notified and asked to confirm acceptance before the full credit check is run.
Too many hard credit checks can have an adverse effect on your credit rating which may hurt your chances of getting a mortgage later with ourselves or another lender.
If you feel you are being wrongly rejected towards the beginning of the application process, please make sure you are submitting correct and up-to-date information. Alternatively, please feel free to get in touch with a member of our team so that we can help you through the process.