What are Molo's interest cover ratio (ICR) coverage requirements? 05 May 2021 16:48 Updated You can find the latest ICR coverage requirements on our product guide. Related articles What is the application process? What are stress rates and how are they used? What is a SIC code and how do I find my company’s SIC code? Can I have multiple mortgages with Molo? What's the minimum term I can borrow for?