Jargon buster

Mortgage terms

• What is total cost
• What's SVR
• What is the Mortgage term?
• What is a hard credit check?
• What is stamp duty?
• What is loan-to-value (LTV)?

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Mortgage processes

• What is conveyancing?
• What is automated valuation and how does it work?

Mortgage documents

• What is the Mortgage deed?
• What is a Decision in Principle?

Property terms

• Freehold vs Leasehold
• What is a physical valuation?
• Unencumbered properties
• What is an HMO?

Other terms

• What is Independent Legal Advice (ILA) and why do I need it?
• What is a SIC code and how do I find my company’s SIC code?