What is the minimum and or maximum age I need to be to qualify for a mortgage? August 04, 2020 09:45 Updated You need to be 21 to apply for a mortgage with us. There is no maximum age you can be to get a mortgage with Molo. Related articles Can I still apply for a mortgage if I’m due to retire before it comes to an end? Can I apply for a mortgage under my company? I am moving to a new property and looking for a BTL mortgage on my current property - can Molo help? Can I apply for a mortgage even if I'm in debt? What types of tenure does Molo accept?