Yes, we can consider portfolio landlords, with up to 50 mortgaged background buy-to-lets.
We take into consideration all properties the applicants own across multiple limited companies and personal buy-to-lets when working out the portfolio.
How does Molo stress a background portfolio?
We stress a portfolio at 100% of the background portfolio at 5.5%, on the average rental.
Do you require a maximum LTV for the portfolio?
Yes, the maximum portfolio LTV is 80% LTV
Do you have specific products for portfolio landlords?
Yes, we have specialist products for portfolio landlords
You can see our products here: https://media.molofinance.com/documents/product_guide.pdf
What documents do you require for portfolio landlords?
We require a portfolio form to be submitted to us on application, the form can be found here: https://molofinance.com/mortgage/buy-to-let/portfolio-mortgages